Senator Noreen Evans has introduced Senate Bill 631, legislation that helps protect consumers from the "David and Goliath" dynamics that can occur when a consumer seeks repayment of monetary losses or out-of-pocket costs associated with wrongful insurance company conduct. Specifically, the bill grants explicit authority to the State insurance Commissioner to order restitution as part of an administrative enforcement action against an insurance company.

"The status quo allows insurance companies to violate the law and then simply nudge consumers away from regaining the monetary losses they experienced. Restitution-granting authority already exists in several other state departments. SB 631 extends this same authority to the Insurance Commissioner and simultaneously provides built-in safeguard for all parties."

Please go to my state website for more details.